Personal Banking / Loans / Motor Vehicle Loan

Motor Vehicle Loan

Ready for a new ride or just that practical car for your daily commute?

Boost your buying power with a Motor Vehicle loan that suits you.  Talk to us about that brand-new or second-hand vehicle today.

Why choose a BSP Motor Vehicle Loan? 

  • We understand your need for mobility: We’ve made it simple for you to apply and get quick credit decisions.
  • We are here when you need us: Talk to any Personal Banker at any branch, nationwide, or call our 24/7 Customer Service Centre on 132 888 or +679 331 4400 for assistance, anytime and from anywhere.
  • Strength of Fiji’s Top Bank: Enjoy the confidence of being connected with Fiji‘s largest banking network and No.1 Bank for loans.
  • Access to Digital Banking technology: Joining BSP means gaining access to 24/7 state of the art digital banking services such as Internet Banking, App Banking, SMS Banking and the most recent enhancement, Internet Payment Gateway.

How to apply for a BSP Motor Vehicle Loan?

Once you have confirmed your interest in a BSP Motor Vehicle Loan, please complete and submit your car loan application form with the following documents attached: 

  • Your latest pay slip
  • Employment confirmation letter 
  • Quotation of vehicle
  • Copy of the ACCF (third party) – for second hand vehicles
  • Land Transport Authority search – for second hand vehicles
  • Sale note – for pre-owned vehicles

Motor Vehicle Loan Features

  • No minimum borrowing limit.
  • Quarterly account statements issued on the anniversary of the account opening date.
  • Loan repayments through direct deductions from borrowers’ BSP salary account.
  • A joint borrowers' option also available.
  • Refer to Motor Vehicle Loan terms below and related contribution requirements. For existing Home Loan customers, talk to your Personal Banker to confirm your required contribution.

Motor Vehicle Loan Category



Brand new car

10% of purchase price

5 years

Unregistered imported hybrid second hand car less than 10 years from date of manufacture

20% of purchase price

3 years

Unregistered imported liquefied petroleum gas (LPG) second hand car less than 10 years from date of manufacture

40% of purchase price

3 years

Second hand car less than 5 years from date of manufacture

20% of purchase price

4 years

Second hand car from 5 to less than 10 years from date of manufacture

30% of purchase price

4 years 

We look forward to serving you soon!


Need help choosing an account?

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