Business Banking / Loans / Business Overdraft

Business Overdraft

Our Business overdraft is a simple, cost effective way to meet your working capital requirements.  Overdrafts can be tailored to suit your individual business needs.


  • Flexible access to an agreed credit limit.
  • Interest is payable only on funds utilised.
  • Ongoing facility subject to annual review.


  • Access to an agreed level of funds to meet short term business obligations.
  • Pay interest on the funds that you use.
  • Establishment fee is not applicable on renewal/ extension of overdraft facility.

Application Requirements

  • Last three years business financial statements.
  • Aging list of debtors and creditors.
  • Detailed cash flow forecast for 12 months.

For more information, please call our BSP Customer Contact Centre on 132 888 or (679) 3214 300 or send your query through the Contact Us page.


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