Business Banking / Loans / Finance Lease

Finance Lease

A Finance Lease provides up to 100% finance for the acquisition of asset(s) for your business requirements.

BSP Finance Lease offering is essentially a rental agreement where BSP owns the asset which the business leases for an agreed term and fixed rental repayment. 


  • The lessee assumes full ownership of the asset after paying off the residual balance at the end of lease term.
  • Term is from 6 months to 5 years.
  • One month repayment to be provided on draw down.
  • Up to 100% financing.
  • Repayments are fixed over the term of the lease.
  • Available to business customers only.


  • No requirement to commit any working capital towards the purchase.
  • Depreciation of asset is tax deductible.
  • The interest component payable to the Bank is tax deductible.
  • Interest and repayment is fixed for the agreed term, allowing for better capital budgeting.
  • No monthly service fee is applicable.

Application Requirements

  • Last three years business financial statements.
  • Aging list of debtors and creditors.
  • Detailed cash flow forecast for 12 months.

For more information, please call our BSP Customer Contact Centre on 132 888 or (679) 3214 300 or send your query through the Contact Us page.


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