About Us / Careers / Current Vacancies / Credit Analyst

Credit Analyst

Tuesday, April 6, 2021

Position Details

Key Deliverables:
  • Analyze and assess the financial statements and credit history of existing and potential clients.
  • Ensure all simple Lending applications, ALOC, annual review are effectively and efficiently completed for specific clients.
  • Load the ALOC, Moody’s Report, Risk Grade, Financial Statements via Nautilus to Credit Department for approval making sure data integrity is maintained at all times.
  • Maintain constant contact with Professional Valuers for property valuations, Lands Department for title search and company search in accordance with business laws and bank policy. 
  • Ensure drawdown of loans new/increase and/or partial conditions are met by clients and correct fees, interest rates and repayment schedule are appropriately applied in line with lending policy.
  • Review credit applications and perform credit checks.
  • Structure deals and perform risk assessments.
  • Ability to make informed decisions backed by sound assessment.
  • Consult and negotiate with clients regarding financial transactions, payments terms, and credit limits.
  • Ability to handle multiple projects and submit applications on time.
  • Understanding of business, economic, and industry risk.
  • Financial forecasting.
  • Keep abreast of financial news and trends.
  • Practice due diligence.
  • Assist the Lending Assistants to upgrade skill level on the job as part of learning and development process within the business unit.
Essential Qualifications, Technical Skills & Experience:
  • Bachelor’s Degree in Finance, Accounting or related field.
  • Have Banking/Financial Services experience.
  • 5 plus years of work experience preferably in Lending environment or similar.
  • Proficient in Microsoft Office products.
  • Intermediate technical skills in (Numeracy/Financial, Lending Processes, Risk Management & Product knowledge).
  • Strong communication skills both written and verbal.
  • Strong interpersonal skills and the ability to build strong and effective relationships (both with fellow colleagues and customers).
  • Demonstrates a strong understanding of BSP lending policies & procedures.
  • Excellent organizational, analytical, and time-management skills.
  • Has an understanding of prudential requirements of the PNG banking environment.
  • Ability to handle multiple priorities and poses a strong attention to detail.

If you think you have the appropriate skills and experience to perform these roles, send your application and detailed CV to:

The Head of Talent Management, BSP Human Resources via email jobs@bsp.com.pg

Please contact us should you require additional information. Only shortlisted applicants will be contacted for interviews.  

Applications close on Monday, 12th April 2021


Title

Credit Analyst

Reference No

BSPPG00721

Location

Port Moresby, Papua New Guinea

Type

Full-Time