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  Term Deposits

A term deposit is a fixed interest and fixed term account that pays a higher rate of interest than a savings account. A BSP term deposit is ideal where you are in a position to invest your funds for a period of time to gain a better rate of return.

Features of BSP Term Deposits include:

- Highly competitive interest rates.
- Negotiable interest rates for amounts over K100,000.
- Terms vary from one day up to a maximum period of two years, depending on the amount invested.
- The interest rate is fixed to maturity.
- The deposit amount is fixed to maturity.
- Interest earned on your deposit is paid at maturity to a nominated account or can be added to the principal amount if deposit is renewed.
- Fees are only payable where the term deposit is withdrawn prior to maturity.
- Funds can be used to help obtain a BSP Personal loan.

>>> Download Term Deposit brochure (PDF)

Summary of BSP Personal Banking Term Deposits

Product Name
Interest Rate
Statement
Minimum Balance
Credit Interest 
Fees
Term Deposit  
No
K1,000
1 month
1.50% pa
       
3 months
2.00% pa
       
6 months
2.50% pa
       
12 months
5.50% pa
       
24 months
7.00% pa
       
36 months
8.00% pa
       

 

Product Name
Interest Rate
Statement
Minimum Balance
Credit Interest 
Fees
Monthly Income Term Deposit
 
No
K5000 - K99,999
6 < 11 months
3.00% pa
       
12 < 24 months
5.50% pa
       

Effective: 12th July 2010


Standard & Poor's Report - 30/06/10
IFC Announcement and Press Release - 25/06/10
Graduate Development Program - 07/06/10
2009 Annual Report (15mb)
POMSoX Announcement
- Dividend -
21 /05/10
PRESS RELEASE - POMSox Announcement - BSP to Sell the Colonial Fiji Life and Health
Insurance Businesses - 13/03/10
PRESS RELEASE - Criminal Charges Against Senior BSP Executives struck out by Waigani Committal Court - 10/03/10
PRESS RELEASE - POMSox Announcement - BSP Fiji Convertible Note Issue Raises - 04/03/10
PRESS RELEASE - POMSox Announcement - Mandatory Convertible Notes in Fiji - 05/03/10
PRESS RELEASE - POMSox Announcement BSP now the major banking group in the Pacific - 16/12/09
PRESS RELEASE - SECURITY ALERT – BSP INTERNET BANKING CUSTOMERS - 14/12/09

 




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