Personal Fees & Charges

Our Personal Banking Products and Services are offered at the convenience of your banking needs. Listed are the applicable fees and charges. For more information, please contact your nearest branch.

Transaction Account

Transaction Account - Statement Based
Fee Discription	Kundu Plus	Kundu Standard	Business Chq Acct
Account	Service Fee	Service Fee	Service Fee
Monthly Account Fee	K3.00	NA	K10.00
Dormant Account Fee	K3.00	NA	K10.00
Teller service
Teller Service Fee – deposits	K3.00	K3.00	K2.00
Teller Service Fee - withdrawals/cheque	K4.00	K4.00	K2.00
Teller Service Fee – EFTPoS at BSP	K3.00	K4.00	NA
Teller Service Fee - EFTPoS (at other banks, using VDC	K15.00	K15.00	NA
Collection fee for cheque deposited (BSP & other banks)	K2.00	K2.50	K2.00
SMS Service
SMS balance enquiry	Free	Free	NA
SMS phone top-up	K0.50	K0.50	NA
SMS transfer, deposit/incoming	Free	Free	NA
SMS transfer, withdrawal/outgoing	K0.50	K0.50	NA
Mobile Banking & Alerts Services
Funds Transfer (OWN ACCTS)	K0.50	K0.50	NA
Funds Transfer (3RD PARTY)	K0.50	K0.50	NA
Mobile Top Up	K0.50	K0.50	NA
Easipay Top Up	K1.00	K1.00	NA
Mini Statement	Free	Free	NA
Balance Enquiry	Free	Free	NA
Salary Alerts	Free	Free	NA
Alert Card + PIN Collection	Free	Free	NA
Alert eTOKEN Collection	Free	Free	NA
Alert Pac Mailer Collection	Free	Free	NA
Alert CHQ Book Collection	Free	Free	NA
Alert Balance Below Threshold limit	Free	Free	NA
Alert Account Overdrawn	Free	Free	NA
Alert Excessive PIN Tries	Free	Free	NA
Alert Card Blocked	Free	Free	NA
Alert Deposit Exceed Threshold Limit	Free	Free	NA
Alert Cheque Cashed	K0.25	K0.25	NA
Alert Loan Funding	Free	Free	NA
Alert Loan Arears	Free	Free	NA
Alert Loan Maturity	Free	Free	NA
Alert Teller Withdrawal in branch	Free	Free	NA
EFTPoS Service
EFTPoS purchases at a merchant	K0.25	K1.00	NA
ATM Service
ATM cash withdrawal at BSP, using KunduCard/VDC	K0.75	K1.50	NA
ATM Cash withdrawal at other Banks, using KunduCard	K2.50	K2.50	NA
ATM Cash withdrawal at other Banks, using Visa Debit Card	K15.00	K15.00	NA
ATM cash Withdrawal at Kwikcash ATM, using KunduCard	K2.50	K2.50	NA
ATM phone top up	K0.75	K0.75	NA
ATM balance enquiry at BSP, using KunduCard/VDC	K0.50	K0.50	NA
ATM balance enquiry at other Bank, using Visa Debit Card	K1.50	K1.50	NA
ATM balance enquiry at other Bank, using KunduCard	K0.50	K0.50	NA
ATM mini statement	K0.60	K0.50	NA
Electronic Funds Transfer Service
ATM / Internet/Phone transfer – Deposits/incoming	Free	Free	Free
ATM transfer – withdrawal/outgoing	K0.75	K1.50	NA
Internet Banking transfer – withdrawal/outgoing	K0.50	K1.50	K0.50
Phone Banking transfer – withdrawal/going	K0.50	K1.50	NA
Other Electronic Banking
Bill Pay	K0.50	K0.50	K0.50
Back Office
Back Office Debit	NA	NA	K1.00

Savings Account

Savings Account - Statement Based
Fee Description	Plus Saver Acct	Group Savings Acct
Account	Service Fee	Service Fee
Monthly Account fee	NA	K3.00
Dormant Account fee	NA	K3.00
Teller Service
Teller Service Fee-deposits	K3.00 (1 x free per month)	K3.00
Teller Service Fee-withdrawals/cheque	K9.00	K4.00
Collection fee for cheque deposited (BSP & other banks)	NA	K2.00
SMS Service
SMS transfer, deposit/incoming	Free	NA
SMS transfer, withdrawal/outgoing	K1.00	NA
SMS balance enquiry	Free	NA
SMS phone top-up	K0.50	NA
Mobile Banking & Alerts Services
Funds Transfer (OWN ACCTS)	K0.50	NA
Funds Transfer (3RD PARTY)	K0.50	NA
Mobile Top Up	K0.50	NA
Easipay Top Up	K1.00	NA
Mini Statement	Free	NA
Balance Enquiry	Free	NA
Salary Alerts	Free	NA
Alert Card + PIN Collection	Free	NA
Alert eTOKEN Collection	Free	NA
Alert Pac Mailer Collection	Free	NA
Alert CHQ Book Collection	Free	NA
Alert Balance Below Threshold limit	Free	NA
Alert Account Overdrawn	Free	NA
Alert Excessive PIN Tries	Free	NA
Alert Card Blocked	Free	NA
Alert Deposit Exceed Threshold Limit	Free	NA
Alert Withdrawal Exceed Threshold Limit	Free	NA
Alert Cheque Cashed	K0.25	NA
Alert Loan Funding	Free	NA
Alert Loan Arrears	Free	NA
Alert Loan Maturity	Free	NA
Alert Teller Withdrawal in branch	Free	NA
Electronic Funds Transfer Services
Internet/Phone transfer - deposit/incoming	Free	Free
Internet Banking transfer - withdrawal/outgoing	K1.00	K0.50
Phone Banking transfer - withdrawal/outgoing	K1.00	K0.50
Other Electronic Banking
Bill Pay	NA	NA

WANTOK MONI
Transaction	Service Fee
Funds transfer
From K20 to K100	K5.00
From K100.01 to K500	K10.00
Withdrawal	Free

Term Deposit
Term Deposit	Prepayment Fee	Interest Penalty
Term Deposit	K50.00	On early delivery

Loan Accounts
Loan Account	Fees	Service fee	Prepayment penalty
Home Loan	On application	On application - half yearly	No
Personal Loan	On application	No	No
School Fee Loan	On application	No	No

Card Fees
KunduCard		Fees
KunduCard Replacement (card lost/stolen/damaged/reissue of PIN)		K20.00
PIN change at a BSP ATM		Free
Replacement KunduCard for cards expired		Free
Visa Debit Card
Application Fee		K100.00
Annual Fee		K100.00
Visa Debit Card Replacement (card lost/stolen/damaged/reissue of PIN)		K100.00
Replacement VDC for cards expired		Free
Foreign Cards		Fee
Foreign Card - ATM Convenience Fee		K15.00

International Services
International Services		Fees
Telegraphic Transfer - Branch		K50.00
Telegraphic Transfer - Internet		K40.00
Draft		K60.00
Foreign Currency Notes		Nil

Other Bank Service Fees
Personal Cheque Books		Fee
Cheque Book - 50 forms		K15.00
Cheque Book - 200 forms		K40.00
Deposit Books
Deposit Book - 50 forms		K40.00
Deposit Book - 200 forms		K40.00
Stop Payment
Notice of Stop Payment		K25.00
Bank Audit Certificate
Bank Audit Certifcate		K50.00
Statements
Statements		K3.00
Duplicate Statements		K10.00
Statement - teller screen print out		K10.00
Bank Cheques
Purchase bank cheques		K25.00
Repurchase of bank cheques		K50.00
Replacement of chq if lost or stolen		NA
Forwarded by bank to 3rd Party		NA
Credit Transfers
Credit Transfer - Outward Warrant to OB		K10.00
Dishonored Fees
Due to lack of funds (outward)		K60.00
Due to irregularities (outward)		K60.00
Dishonored (inward)		K20.00
Standing Order Fees
Establishment fee (one off)		K5.00
To BSP account		K1.00
Standing Order Changes		Free
Transfer to other banks (bank chq/warrant)		K25.00
Standing Order Reject Fee		K10.00
Cash Handling Fee
BSP customer - withdrawal (Chq cashed value at K5,000 or more)		2% PGK value
Non BSP customer - withdrawal (Chq cashed value at K5,000 or more)		5% PGK value
BSP customer - deposit (cash deposits at K10,000 or more)		K20.00
Non BSP customer - deposit (cash deposits at K10,000 or more)		K20.00
Local Telegraphic Transfers
To other BSP branches		K30.00
To other banks		K40.00
Safe Custody
Safe Custody Package		K20.00
Safe Custody Box		K50.00

Products no longer for Sale:

	Transaction Accounts - Statement Based		Savings Accounts - Statement Based
Service Charges	Personal Cheque Account	KunduSaver Account	Achiever Account	SmartSaver Account
	Fees	Fees	Fees	Fees
Maintainance Fee
Monthly Account Fee	K7.50	K3.00	K2.00	K2.00
Dormant Account Fee	K7.50	K3.00	K2.00	K2.00
Activity Fee
Teller Service Fee - deposits	K3.00	K3.00	K3.00	K3.00
Teller Service Fee - withdrawals	K4.00	K4.00	K4.00	K4.00
Teller Service Fee - EFTPos	K3.00	K3.00	K3.00	K3.00
Penalty Fee for early withdrawal (fee applies outside Dec/Jan)	NA	NA	K50.00	NA
Electronic Fund Transfer - deposit (ATM/Internet/Phone)	Free	Free	Free	Free
Electronic Fund Transfer - withdrawal (Internet/Phone)	K0.50	K0.50	K1.00	K1.00
ATM Funds Transfer - withdrawal	K0.75	K0.75	K1.00	K1.00
ATM Phone Top-Up	K0.75	K0.75	K1.00	K1.00
ATM Balance Enquiry	K0.50	K0.50	K0.50	K0.50
ATM Withdrawal - BSP	K0.75	K0.75	K1.00	K1.00
ATM Withdrawal - Foreign Bank (using Visa)	K15.00	K15.00	K15.00	K15.00
ATM Balance Enquiry - Foreign Bank (using Visa)	K1.50	K1.50	K1.50	K1.50
ATM Mini-statement	K0.60	K0.60	K0.60	K0.60
SMS Balance Enquiry	Free	Free	Free	Free
SMS Phone Top-Up	K0.50	K0.50	K1.00	K1.00
SMS person-to-person payment	K0.50	K0.50	K1.00	K1.00
EFTPoS purchases at a merchant	K0.25	K0.25	K0.25	K0.25
Collection Fee for Cheques deposited (BSP and other banks)	K2.00	K2.00	K2.00	K2.00
Back Office Debit	K1.00	K1.00	K1.00	K1.00